Princess Anne Office
30386 Mt. Vernon Road
They say that when it rains, it pours. You never know when it might rain. So just like the name implies, an umbrella policy, provides protection against a wide range of potential financial dangers, and unforeseeable mishaps.
Exactly what is covered by your umbrella policy depends on how you decide to set it up. In most cases, umbrella insurance protects you from:
Umbrella insurance is a form of liability insurance, therefore it does not cover:
Yes, your existing insurance may protect you to an extent, but an umbrella policy goes much further for less cost than upping the limits on your existing policy because it covers for different types of risks. Umbrella insurance is also portable, in most cases; so it can follow you when and wherever you travel―even overseas.
Since the terms of umbrella insurance policies will vary, depending on insurance companies, and your own personal needs, call a qualified insurance agent from Landmark Insurance & Financial Group to discuss the benefits, restrictions, and coverage that each carrier represent.
Anyone with a job who expects to keep the income they earn, benefits from having an umbrella insurance policy. What would happen, for example, if someone slipped on your icy, wet, or cracked sidewalk, and suffered a severe head injury from the fall? They will sue you, of course.
Yes, your homeowners insurance will kick in, and pay up to its maximum limit. But what happens when the jury finds you responsible for an extra $500,000 over your homeowner’s limit?
.Ask yourself: How long would it take you to pay that amount off with your weekly paycheck?
Umbrella insurance covers the amount that exceeds your homeowner’s coverage, usually up to $5 million-sparing you from a financial nightmare, along with paying the attorney to help you survive it.
Relative to the amount of protection you get, umbrella insurance is highly affordable. Your specific cost will be determined by:
You can save even more money by purchasing (bundling) umbrella insurance with the same carrier who provides your home and/or auto insurance-Ask your Landmark Agent today to shop your Insurance for you!
We Live in a Society Where:
Protect yourself with an Umbrella Policy today!