Princess Anne Office
30386 Mt. Vernon Road
Your homeowners insurance policy does not normally cover flood damage.
Before you purchase a flood insurance policy, it is important to review what is covered and what is not covered. You should also compare the coverage and exclusions of both flood insurance and your existing homeowners. Contact Landmark Insurance & Financial Group to review your Flood Insurance today!
As the name implies, a standard flood insurance policy, which is made available by the National Flood Insurance Program ( NFIP), provides coverage up to the policy limit for damage caused by flood.
Generally, damage caused by water that has been on the ground at some point before damaging your home is considered to be flood damage. Examples of flood damage may include:
Flood damage to your home can be insured only with a flood insurance policy — no other insurance will cover flood damage. To determine if your home is located in a flood plain, contact your county planning office. If you are living in a flood plain, flood insurance may be an excellent purchase.
Here are some informative facts about floods, flood damage, and flood insurance from FEMA:
If you think that you may need to speak to someone about Flood Insurance, call an Agent at Landmark Insurance & Financial Group today!