Princess Anne Office

30386 Mt. Vernon Road

Princess Anne, MD 21853

Contractors Insurance

Who Needs Construction Insurance?

Who Needs Construction Insurance?

As a contractor, each job you win brings in extra money but it also brings extra risk. An accident could cause injuries or damage to property leading to a financial loss that can potentially overwhelm your business with financial liabilities.

Any person or business working in construction trades: building construction, heavy construction or home improvement. We offer coverage for every trade, including:

  • Contractors Insurance
  • Carpenter Insurance
  • Plumber Insurance
  • Handyman Insurance
  • Electrician Insurance
  • Masonry Insurance
  • Security Company Insurance
  • Home Builder Insurance
  • Developer Insurance
  • Renovation Insurance
  • Welding Insurance

What Does Contractors Insurance Cover?

The list of coverage areas that need to be addressed in your contractors insurance include:

  • Property in Transit: Covers equipment, and losses to goods stored (on or off your premises), or being transported to or from your premises.
  • Workers Compensation: Can replace lost wages, pay medical treatment, as well as protecting your business assets should an employee suffer injury
  • Trucks and Other Commercial Vehicles: To pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.
  • Errors and Omissions: Covers any claims for negligence or other mistakes resulting in a loss to the customer during business activities
  • And many more …

If your contractors insurance misses any one aspect of this protection, your job and your company could be at serious risk.

Insurance Keeps Working, Even After the Job is Done!

  • Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.
  • Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed.
  • In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.
  • Fact is, you can’t afford not to have coverage. Understandably, price is always a concern for contractors.
  • With a custom Contractors Insurance Policy through Landmark Insurance & Financial Group, you are in control of what types and amounts of coverage you want to pay for, and when.

 It can be surprisingly affordable!