Princess Anne Office
30386 Mt. Vernon Road
You've just secured yourself a condo, congratulations! While your mind is running through interior design and decorating options, the last thing you want to do is deal with the complicated world of condo insurance. Why not let the experts handle it for you so you can get back to the exciting stuff?
Different types of catastrophes can happen in the home at any time. Landmark Insurance & Financial Group insurance is here to ensure that you're protected if it ever happens to you. Condominium insurance is a particular coverage that helps protect against any losses or repair costs for a condo. This type of insurance typically provides protection for issues such as water damage, theft, fire and vandalism but can also extend to earthquakes, floods and animal damage.
If you've decided to move into a condo, having condo insurance coverage will bring you peace of mind should disaster strike. While some condominium associations have their own type of insurance, sometimes the policies won't cover you, your personal belongings or issues like break-ins and other common occurrences. This is why working with expertly trained advisors is the best way to ensure you, your home and your treasured items are protected
Most mortgage lenders typically require you to purchase condominium insurance to protect both you and the lender during the length of the loan. Even if you don't require a mortgage, lots of homeowner associations still require condo insurance which shows just how important it is when moving into a new home.
Chances are you may be familiar with home insurance, but condominium insurance is a bit different — namely how much the policy needs to protect. There are two types of policies: one for individual condominium insurance owners and another for the condominium owners association. Depending on which one concerns you, this will detail how much coverage you need. While home insurance deals with both the inside and outside of a property, condo insurance generally only deals with the inside of the property. Our expert team will be able to guide you through the different options and what it means for your coverage.
Also known as HO-6 condo insurance, this type of insurance protects condos while also providing not only living expense coverage but personal liability coverage as well should your unit become uninhabitable. Nobody wants to think about this ever happening to them and their families, but unfortunate issues can arise in life which is why it's so important to make sure you are protected no matter the circumstance.
Finding an insurance option that works specifically for you and your needs is at the forefront of what we do. We think about the things that others don't. What happens if a guest gets injured in your home? What if you're found to be responsible? Condo insurance protects against instances like this, allowing you to be protected way beyond your condo association's master policy.
Sound confusing? It doesn't have to be! Choose a provider that you can trust and depend on, and look no further than Landmark Insurance & Financial Group. We're proud of the service our team provides, allowing you to make hassle-free claims should you ever encounter any difficulties at home. We make the world of condo insurance digestible for everyone, allowing you to review and choose the best insurance option that works for you and your family. Avoid the headache of sifting through difficult insurance material and work with one of our trusted advisors today. Click here to find out how to keep your unit protected, hassle-free!