Princess Anne Office

30386 Mt. Vernon Road

Princess Anne, MD 21853

Commercial Auto Insurance

Client Centered

Even if your vehicles are not the primary way your business makes money, they could end up becoming the primary way your company loses money. 

Business auto insurance is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims, that will extend to your business as a whole, could be much more costly.

Making sure your coverage levels for your commercial auto insurance are high enough to protect your business from claims can ensure you avoid a devastating loss.

A business auto insurance policy usually offers four major types of protection:

  • Auto Liability Coverage: Can help pay for property damage or bodily injury you cause. It can also help pay for accident-related legal expenses, such as attorney fees or settlement costs.
  • Medical Payment Coverage: Can cover medical bills if you or your passengers are injured in a car crash, regardless of fault.
  • Physical Damage and Collision Coverage: Can pay for repairs if your vehicle is damaged by something other than a car accident. For example, theft, vandalism, certain weather events, and collisions with an object are usually covered incidents.
  • Uninsured Motorist Coverage: Can help pay for damage to your car or bodily injuries you suffer if somebody who doesn't have insurance hits your vehicle.

In addition, it might be necessary to add, Hired-Non Owned coverage, roadside assistance, rental coverage or other types of additional coverages specific to your business.  You may also need comprehensive and or collision coverage.  Comprehensive Coverage is everything other than collision, such as fire, theft, windshield repair or replacement.