Princess Anne Office

30386 Mt. Vernon Road

Princess Anne, MD 21853

Classic Car Insurance

Insuring Classic and Collectible Cars

Insuring Classic and Collectible Cars

At Landmark Insurance & Financial Group, we know that the marketplace values classic and collectible cars differently, that’s why we offer specialized insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations and modern classic cars.

Classic and collectible car insurance is different than ordinary car insurance because it's geared to cover the full collectible value of your car.

In the same way you’d customize your ride, you need a customized classic car policy, which takes into account:

  • the car's collectible value
  • the miles you drive each year
  • and many other personalized adjustments.

But unlike standard auto insurance policies, you only pay for what you need because you won’t need full time coverage. So you’ll be surprised at how affordable complete coverage can be for average classic and collectible car owners like you.

How to Qualify for Classic and Collectible Car Insurance

When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.

  • Usage: It is your car and you should feel free to drive it. We will tailor your policy to reflect your driving habits.
  • Storage: Your collectible car should be stored inside in a secure locked garage or structure. The following storage facilities normally qualify: residential garage, barn, secure rental storage unit, and others. Let’s talk about yours!
  • Regular-Use Vehicles: Since you don’t need to drive your “baby" every day, carriers will require that you maintain “regular use” insurance in your name on a daily driver vehicle. Customarily, motorcycles do not qualify as a daily driver nor does public transportation.
  • Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account. Serious infractions within the last 5 years such as OUI, DUI, excessive speeding, driving recklessly or an alcohol citation could affect eligibility, but may not necessarily disqualify you. Minor traffic violations or accidents per household are generally acceptable.

Why We're Different

When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.

  • Usage: It is your car and you should feel free to drive it. We will tailor your policy to reflect your driving habits.
  • Storage: Your collectible car should be stored inside in a secure locked garage or structure. The following storage facilities normally qualify: residential garage, barn, secure rental storage unit, and others. Let’s talk about yours!
  • Regular-Use Vehicles: Since you don’t need to drive your “baby" every day, carriers will require that you maintain “regular use” insurance in your name on a daily driver vehicle. Customarily, motorcycles do not qualify as a daily driver nor does public transportation.
  • Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account. Serious infractions within the last 5 years such as OUI, DUI, excessive speeding, driving recklessly or an alcohol citation could affect eligibility, but may not necessarily disqualify you. Minor traffic violations or accidents per household are generally acceptable.

Contact us and let the professionals at Landmark Insurance help you forge the strongest shield possible to help you protect the things you are working hard to build.